Alex Yu. Pyt'yev (pytyev) wrote,
Alex Yu. Pyt'yev
pytyev

Отчёт экспертного совета федеральных финансовых учреждений (US)

Вчера был опубликован многостраничный документ, который этот совет представляет в Конгресс США. Мне показались интересными не только тезисы, опубликованные на странице Banking Agencies Issue Joint Report to Congress Under the Economic Growth, но и список предложений агенства по решению проблем.

Тезисы:

  • Simplifying regulatory capital rules for community banks and savings associations;

  • Streamlining reports of condition and income (Call Reports);

  • Increasing the appraisal threshold for commercial real estate loans; and

  • Expanding the number of institutions eligible for less frequent examination cycles.

Предложения:

  • give credit union loan officers the ability, under certain circumstances, to no longer require a personal guarantee;

  • replace explicit loan-to-value limits with the principle of appropriate collateral and eliminating the need for a waiver;

  • lift limits on construction and development loans;

  • exempt credit unions with assets under $250 million and small commercial loan portfolios from certain requirements; and

  • affirm that non-member loan participations, which are authorized under the Federal Credit Union Act, do not count against the statutory member business lending cap.

Tags: 2017, congress, ffiec, usa
Subscribe
  • Post a new comment

    Error

    default userpic

    Your reply will be screened

    When you submit the form an invisible reCAPTCHA check will be performed.
    You must follow the Privacy Policy and Google Terms of use.
  • 2 comments